A survey conducted by the University of New Hampshire and the Business and Industry Association has found that 62 percent of Granite Staters surveyed believe it’s a bad time to buy a house in New Hampshire. And about 46 percent of state residents are spending over 30 percent of their income toward housing.

In addition, about half of the respondents (52 percent) say that affordable housing is a “very serious” problem, while an additional 33 percent call it “somewhat serious.” Democrats and independent voters are more likely to be concerned about affordable housing than Republican voters are, the survey found.

The survey findings, part of the BIA’s Report on Consumer Confidence, come as the state’s housing prices remain at record highs despite a spate of interest rate increases by the Federal Reserve designed to cool down the economy.

The survey also found that 91 percent of households making less than $45,000 a year reported spending over 30 percent of their income on housing, and 69 percent of households making between $45,000 and $75,000 reported the same.

Experts say 30 percent is the maximum percentage of income that should ideally be spent toward housing.