In a new measure of home value, New Hampshire ranks 15th among states with homeowners who are considered “equity-rich.”

According to a state-by-state analysis of mortgages in the second quarter of 2022, 54 percent of Granite State homeowners were “equity-rich” in comparing the value of their property to the balance on their loan. While the Granite State was 15th on that list, neighbor Vermont was No. 1, at 71.4 percent, followed by Idaho at 69.5 percent, Arizona at 64.8 percent, Utah at 64.3 percent and Washington at 63.2 percent.

In all, according to the report from ATTOM, a curator of real estate data, 48.1 percent of mortgaged residential properties in the United States were considered equity-rich in the second quarter. It defines equity-rich this way: The estimated amount of loan balances secured by those properties was no more than 50 percent of their estimated market values.

ATTOM also cited data showing the number of homes “seriously underwater” was on the decline in the second quarter.

Only 1.5 percent of New Hampshire homes were underwater, meaning that the homeowner owes more on the mortgage than the property is worth.

The ATTOM report said that, as of the end of the second quarter, there were 283,680 outstanding mortgages in New Hampshire. — PAUL BRIAND